A Social Security audit is a detailed review process that can affect your benefits. Keep your financial documents organized and make sure you have up-to-date information to avoid problems.
A Social Security audit is a process in which the Social Security Administration (SSA) reviews a beneficiary’s information to ensure that he or she is receiving the correct amount of benefits.
This type of audit can be triggered by several factors, such as inconsistencies in reported information, changes in the beneficiary’s financial situation, or simply as part of a random review to ensure accuracy in the distribution of benefits.
It is essential to be prepared and understand how this process works, especially if you are a current beneficiary or are nearing retirement.
What it is and how to prepare
A Social Security audit involves a detailed review of beneficiaries’ personal and financial information to confirm that the benefits awarded are accurate. During this review, the SSA may request documents supporting the reported income, such as W-2 forms, tax returns, and other financial records. It is vital to keep these documents organized and accessible, as failure to provide proper documentation may result in suspension or adjustment of benefits.
To properly prepare, make sure all information provided to Social Security is up to date, including changes in income, marital status, and any other factors that may affect eligibility or benefit amounts. Additionally, it’s a good idea to consult with a financial advisor or an attorney who specializes in Social Security issues if you have questions about how to handle the audit. Being well-informed and prepared can make the process less stressful and more manageable.
Steps to apply for a Social Security number for the first time in the United States
The Social Security number is a 9-digit personal identifier, necessary for various aspects of daily life such as starting a job, filing taxes, opening a bank account and claiming government benefits.
The Social Security Number (SSN) is an essential record for legally working in the United States, as it allows employers to report earnings to the government. The Social Security Administration (SSA) is the agency responsible for administering the program and issuing cards to U.S. citizens and people legally admitted to U.S. territory on a permanent basis.
This 9-digit number is extremely important because financial institutions require it to open accounts, apply for loans, and perform credit checks. It is also essential for filing taxes, obtaining driver’s licenses, applying for student loans, and accessing various government services.
How to obtain a Social Security number and card?
To apply for a Social Security number and card, interested parties must follow these steps:
- Visit the official website: The first step is to access the official Social Security Number and Card website at www.ssa.gov/ssnumber (information is only available in English).
- Answer eligibility questions: A series of questions must be completed that will determine if the applicant is eligible to complete the online application process.
- Start the application process online: If you are eligible, you can start the process online and complete an application for a Social Security card (Form SS-5-SP).
- Visit the local office and submit the required documents: Whether the process was started online or not, Form SS-5-SP and the required documents must be submitted to a local SSA office. It is important to note that all documents must be originals or certified copies from the agency that issued them.
Who can apply for a Social Security Number?
Any U.S. citizen may apply for a Social Security number. Additionally, the following non-citizens may also be eligible:
- Non-citizens working in the United States: Those who have permission to work in the United States.
- International students: if they are authorized to work in the United States or have a valid non-employment need.
- Foreign workers: those persons with work visas.
- Citizen children: Parents or guardians must request the number of their newborn children.
- Deferred Action for Childhood Arrivals (DACA) Applicants: Individuals who are part of DACA may apply for an SSN.
- Domestic Violence Survivors: Survivors of violence may need a new Social Security number for safety reasons.
Documents required to obtain an SSN
Required documents may vary depending on the applicant’s situation, but generally include:
- Proof of identity: passport, green card, driver’s license or any government-issued photo ID.
- Proof of age: medical records from a hospital in the United States, birth certificate or passport.
- Proof of immigration status: Documents showing permission to work in the United States such as a work visa or employment authorization.
It is important to verify that all documents presented are current and legible before going to the Social Security office.
Additional documents for non-citizens
Non-U.S. citizens should make sure they have all documents proving their work authorization and valid immigration status. They may need to submit additional documents specific to their situation, such as:
- Proof of identity and immigration status with work authorization, immigration documents issued by the United States and a valid foreign passport must be shown
- Form I-551 (Permanent Resident Card)
- The I-94 Arrival/Departure Record Card
- The I-766 card (Work Authorization Card)
- Admission stamp showing work permit classification
Exchange visitors with a J-1 or J-2 visa must show:
- Form DS-2019
- Certificate of Eligibility for Exchange Visitor Status or EAD
- Letter written by the sponsor with letterhead and original signature authorizing employment
International students with FJ-1 or M-2 visas need to show:
- Form I-20
- Certificate of Eligibility for Nonimmigrant Student Status
How much does this procedure cost?
This service is completely free. There is no charge to apply for the card and Social Security number, and if anyone wants to collect any amount, they can file a complaint with the Office of the Inspector General at https://oig.ssa.gov/.
How to locate the nearest local Social Security office?
The SSA website has a tool to locate the nearest Social Security office. To find the address and number of the local office, simply enter a postal code (ZIP).
Benefits of Social Security Number
Applying for a Social Security number is an essential step toward fully integrating into the economic and social life of the United States, ensuring access to important benefits and services such as:
- Social Security Benefits: Retirement, Disability, and Survivors Benefits.
- Financial Services: facilitates the opening of bank accounts and the application for credits and loans.
- Legal and Administrative Procedures: the SSN allows you to obtain a passport and register to vote (if you are a citizen).
